My Blog

Forbes: Buy Now or Pay More Later?

October 22, 2013 9:21 am

Time is moneyEven though no one at KCM actively lists or sells real estate, some of our readers believe that there is an inherent basis toward the real estate community in our writing. For that reason, we want to quote a third party source today. Forbes, in their online edition last week, spoke to the importance of buying a home now rather than waiting. The article, Should You Buy a Home Now or Pay More Later?, explains:

Interest Rates Again Appear to be Inching Higher

October 21, 2013 9:21 am

Interest rates fell approximately a half a point in the weeks following Ben Bernanke's announcement in late September that the Fed would continue their pace of bond purchases. This purchasing of bonds has acted as a stimulus package for the housing industry as it has kept mortgage interest rates at historic lows. However, rates over the last few weeks are again inching upward.

Why Do We Buy Real Estate?

October 21, 2013 9:21 am

Today we are excited to welcome back Ashley Garner as our guest blogger for today’s post.  Ashley chose to expand on two sections of the most recent edition of KCM as his inspiration for today’s article. – The KCM Crew American Dream flagWhy do you own your home? Why do you want to buy a home? According to Fannie Mae the top five reasons people buy a home or aspire to buy a home are: To have a better place to raise their children; A place where their family can feel safe; To have more space; Freedom to renovate to their own taste; and Owning is a better investment. Does this hold true for you? How about for a friend or family member you are close to? I know that all five reasons were a factor in my personal decision to own a home rather than rent. While I do think that sometimes for some people it is better to rent than own (or possibly it is the only option), the vast majority of the time there is no question it is better to own than rent. The reasons we buy a home have stayed constant throughout the recovery of our real estate market and are strengthening all the while.


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October 19, 2013 9:12 am

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October 18, 2013 9:12 am

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