My Blog

Does Your Credit Score Effect Your Homeowners Insurance Cost?

September 26, 2013 8:39 am

Our guest blogger for today is Carrie Van Brunt-Wiley, Editor of the HomeInsurance.com blog. The HomeInsurance.com blog provides tips for consumers on a wide variety of topics ranging from home maintenance to insurance shopping. - The KCM Crew InsureYour credit score and your insurance payments- what’s the connection? You’re likely not surprised when your loan officer asks for your social security number- a thorough credit check is standard when applying for a loan. However, many consumers are caught off-guard when a homeowners insurance agent asks for their social security number. It’s widely debated, but quite commonly practiced- for an insurance carrier to use a customer’s credit score to determine their insurance premiums. What does your credit score really mean to your potential insurance carrier? While many businesses will use a consumer’s credit score to determine eligibility for a line of credit or to discern whether a deposit should be held for an advance of services, insurance companies actually perform a different type of credit inquiry that they use for a very different reason.

Agents: Spend Your Time Prospecting

September 25, 2013 8:39 am

Today, we are honored to have Justin DeCesare, CEO of Middleton & Associates Real Estate in La Jolla, as our guest blogger. Justin has written a manual for new agents that is a must read for the new technology centered Real Estate market. It is available online in both print and Kindle editions. – The KCM Crew To-do-listIn the Real Estate Sales numbers game, it is no surprise to say that prospecting for new clients is the most important factor in any successful business plan. Without it, all agents are dead in the water. Though without prospecting, agents would never be able to meet and subsequently close transactions, marketing is often the catalyst that allows prospecting to be successful. It is the support mechanism behind the moneymakers and serves to ensure agents have a steady stream of prospects.

Welcome to the New KCM!

September 24, 2013 8:39 am

laptopHere it is! Over the past few months, our crew has been working diligently to put together a brand new website. We're so excited to show you the new look and feel of KCM. In addition to the new design, we've also included some exciting new features for our members:

The All-New Dashboard


Mortgage Rates after the Bernanke Announcement

September 23, 2013 8:39 am

Last week, Bernard Bernanke startled many by announcing that the Fed will not wind down their bond buying program right now. The program is part of an overall stimulus package geared at bringing back the national economy. The Fed’s purchase of these bonds over the last few years has driven mortgage rates to historic lows. The assumption that [...]

ANNOUNCEMENT: New Website Coming Soon

September 21, 2013 8:39 am

On Monday, Sept 23rd, we will be launching our new website. We wanted to give you a heads up so you’re not alarmed by the new look and feel of the KCM Blog. We’ll also be merging our membership website with our blog. That way, every piece of content we provide is all in one [...]