My Blog

Serious Housing Conversations Happen Over the Holidays

December 4, 2013 10:24 am

Grandson & GrandpaAs the holidays approach, families will be gathering all across the country to share meals, exchange gifts, and take part in activities and traditions passed down through the generations. And while this time of year is typically reserved for celebration and remembrance, it is often a time for serious conversations and decision making for those with elder parents and relatives.

Common Situations:

“My mom always bakes the Holiday pies. Last year she left out the sugar and we all just laughed, but this year she almost burned the house down when she forgot to take them out of the oven. It’s time for her to consider moving, but we don’t really know where to start. We are going to encourage her to go with us to look at assisted living communities while we have time off from work.” - Marcie L.

Are Home Sales Tanking?

December 3, 2013 10:21 am

If you read some of the headlines about home sales over the last few weeks, you may believe that the sales of houses in the U.S. are beginning to slow dramatically. There have been some that have used the recent Existing Home Sales Reports (EHSR) from the National Association of Realtors’ as proof of this supposition. We should be careful not to put too much credence in these reports of impeding doom. It is true that the last EHSR revealed that sales were down 3.2% from the previous month. However, there are two crucial points that are not being addressed;

14,027 Houses Sell Every Day in the U.S.!!

December 2, 2013 10:21 am

houses with cartThere are some homeowners that might consider waiting for the spring to sell their house thinking that no one buys a home during the winter months. What we should understand is that homes sell EVERY DAY. As a matter of fact, according to the latest Existing Homes Sales Report from the National Association of Realtors, on average 14,027 homes sell daily in this country. It is true that more houses sell in the spring than the winter in most markets.  However, it is also true that there will be more competition as many sellers wait to the spring to put their house on the market.

Have a Great Holiday

November 28, 2013 10:18 am

Have a Great Holiday!  See You Monday!

Flood Insurance Rates about to Skyrocket?

November 27, 2013 10:18 am

Approximately 5.6 million property owners in over 20,000 communities across the country rely on the National Flood Insurance Program (NFIP) for flood insurance. A new law, the Biggert-Waters Flood Insurance Reform Act of 2012, will force major changes in the NFIP. Despite efforts by some on Capitol Hill to delay the act, it looks set to take effect. According to an article in Insurance Journal last week, FEMA Administrator Craig Fugate said: “There are challenges to implementing the law when premiums may exceed $10,000 in more high-risk areas where homes are not easily elevated or bought out.”

How many will be affected?

The Insurance Journal article also explained: