My Blog

58% of Homeowners See a Drop in Home Values Coming

August 17, 2017 12:21 pm

58% of Homeowners See a Drop in Home Values Coming | Keeping Current Matters
According to the recently released Modern Homebuyer Survey from ValueInsured, 58 percent of homeowners think there will be a “housing bubble and price correction” within the next 2 years.

Sellers: Your Home is an Oasis in an Inventory Desert

August 16, 2017 12:21 pm

Sellers: Your Home is an Oasis in an Inventory Desert | Keeping Current Matters
First-time homebuyers are flocking to the real estate market by the thousands to find their dream homes in order to make their dreams of homeownership a reality. Unfortunately for many, the inventory of starter and trade-up homes in the US has struggled to keep up with demand!

Homes Are Selling Quickly Nationwide

August 15, 2017 12:21 pm

Homes Are Selling Quickly Nationwide | Keeping Current Matters
The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report, which revealed that homes were on the market for an average of 28 days in June. This is a slight increase from the 27 days reported in May, but down from 34 days reported a year ago.

Homeowner’s Net Worth Is Still Greater Than a Renter’s

August 14, 2017 12:21 pm

Homeowner’s Net Worth Is Still Greater Than a Renter’s | Keeping Current Matters
Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).

Learn How to Become a Rainmaker for Listing Leads this Fall [FREE WEBINAR]

August 12, 2017 12:18 pm

Learn How to Become a Rainmaker for Listing Leads this Fall [FREE WEBINAR]

What State Gives You the Most ‘Bang for Your Buck’? [INFOGRAPHIC]

August 11, 2017 12:18 pm

What State Gives You the Most ‘Bang for Your Buck’? [INFOGRAPHIC] | Keeping Current Matters

Hey, Millennial Homeowners!! It May Be Time to Sell

August 10, 2017 12:15 pm

Hey, Millennial Homeowners!! It May Be Time to Sell | Keeping Current Matters
Contrary to what many believe, Millennials are not the ‘renter’ generation. Millennials purchased a larger percentage (34%) of homes in the U.S. than any other age group in 2017 and the most recent Census Bureau report shows that the homeownership rate among Millennials is finally on the rise.

Housing Inventory Hits 30-Year Low

August 9, 2017 12:15 pm

Housing Inventory Hits 30-Year Low | Keeping Current Matters
Spring is traditionally the busiest season for real estate. Buyers, experiencing cabin fever all winter, emerge like flowers through the snow in search of their dream home. Homeowners, in preparation for the increased demand, are enticed to list their house for sale and move on to the home that will better fit their needs.

93.9% Of Homes in The US Have Positive Equity

August 8, 2017 12:15 pm

93.9% Of Homes in The US Have Positive Equity | Keeping Current Matters
CoreLogic’s latest Equity Report revealed that ninety-one thousand residential properties regained equity in Q1 2017. The outlook for 2017 remains positive as well, as an additional 600 thousand properties will regain equity if home prices rise another 5% this year. The study also revealed that: Roughly 63% of all homeowners have seen their equity increase since Q1 2016 […]

How Long Do Most Families Stay in Their Home?

August 7, 2017 12:15 pm

How Long Do Most Families Stay in Their Home? | Keeping Current Matters
The National Association of Realtors (NAR) keeps historical data on many aspects of homeownership. One of the data points that has changed dramatically is the median tenure of a family in a home, meaning how long a family stays in a home prior to moving. As the graph below shows, for over twenty years (1985-2008), the median […]

20 Tips for Preparing Your House for Sale [INFOGRAPHIC]

August 4, 2017 12:15 pm

20 Tips for Preparing Your House for Sale [INFOGRAPHIC] | Keeping Current Matters

Millennial Homeownership Rate Increases

August 3, 2017 12:12 pm

Millennial Homeownership Rate Increases | Keeping Current Matters
Recent headlines exclaimed the homeownership rate, as reported by the Census Bureau, rose again in the second quarter of 2017.

Do Your Future Plans Include a Move? What’s Stopping You from Listing Now?

August 2, 2017 12:12 pm

Do Your Future Plans Include a Move? What's Stopping You from Listing Now? | Keeping Current Matters
Are you an empty-nester? Do you want to retire where you are, or does a vacation destination sound more your style? Are you close to retirement and not ready to move yet, but living in a home that is too big in size and maintenance needs? How can you line up your current needs with […]

Be Careful Not to Get Caught in The Rental Trap!

August 1, 2017 12:09 pm

Be Careful Not to Get Caught in The Rental Trap! | Keeping Current Matters
There are many benefits to homeownership. One of the top benefits is being able to protect yourself from rising rents by locking in your housing cost for the life of your mortgage. Don’t Become Trapped  A recent article by ConsumerAffairs addressed the continuous rise in rents, stating: “The cost of putting a roof over your […]

Buyer Demand Continues Outpacing the Supply of Homes for Sale

July 31, 2017 12:09 pm

Buyer Demand Continues Outpacing the Supply of Homes for Sale | Keeping Current Matters
The price of any item is determined by the supply of that item, as well as the market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Confidence Index.

Inventory Drops Again, Sales Slow [INFOGRAPHIC]

July 28, 2017 12:06 pm

Inventory Drops Again, Sales Slow [INFOGRAPHIC] | Keeping Current Matters

Americans Still Believe Real Estate is Best Long-Term Investment

July 27, 2017 12:06 pm

Americans Still Believe Real Estate is Best Long-Term Investment | Keeping Current Matters
According to Bankrate’s latest Financial Security Index Poll, Americans who have money to set aside for the next 10 years would rather invest in real estate than any other type of investment.

A ‘Buyer’ in Hand is Worth Two in the Bush

July 26, 2017 12:06 pm

A ‘Buyer’ in Hand is Worth Two in the Bush | Keeping Current Matters
In today’s highly competitive seller’s market where there are more buyers than there are homes for them to buy, some sellers may feel like the ball is in their court.

Rising Home Prices Mean Great News for Homeowners

July 25, 2017 12:06 pm

Rising Home Prices Mean Great News for Homeowners | Keeping Current Matters

Recently there has been a lot of talk about home prices and if they are accelerating too quickly. As we mentioned before, in some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers who are out looking for homes, which has caused prices to rise.

The post Rising Home Prices Mean Great News for Homeowners appeared first on Keeping Current Matters.


U.S. Housing Inventory Hits a New Low… List Your House TODAY!

July 24, 2017 12:06 pm

Every summer, families across the country decide if this will be the year they sell their current house and move into their dream home.

The post U.S. Housing Inventory Hits a New Low… List Your House TODAY! appeared first on Keeping Current Matters.


Singles Are Falling for Their Dream Home First [INFOGRAPHIC]

July 21, 2017 12:03 pm

Singles Are Falling for Their Dream Home First [INFOGRAPHIC] | Keeping Current Matters

84% of Americans Believe Buying a Home is a Good Financial Decision

July 20, 2017 12:03 pm

84% of Americans Believe Buying a Home is a Good Financial Decision | Keeping Current Matters
According to the National Association of Realtors®’ 2017 National Housing Pulse Survey, 84% of Americans now believe that purchasing a home is a good financial decision. This is the highest percentage since 2007 – before the housing crisis. Those surveyed pointed out five major reasons why they believe homeownership is a good financial decision:

3 Tips to Succeed in Today’s Real Estate Market

July 19, 2017 12:03 pm

3 Tips to Succeed in Today’s Real Estate Market | Keeping Current Matters
In today’s highly competitive real estate market, where inventory levels are not keeping up with the constant stream of buyer demand, there are steps you can take to ensure you are most prepared for success when buying a home.

Thinking of Selling? You Should Act NOW!

July 18, 2017 12:03 pm

Thinking of Selling? You Should Act NOW! | Keeping Current Matters
If you thought about selling your house this year, now more than ever may be the time to do it! The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing.

3 Questions to Ask Before You Buy Your Dream Home

July 17, 2017 12:03 pm

3 Questions to Ask Before You Buy Your Dream Home | Keeping Current Matters
If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interests at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.

Home Buying Myths Slayed [INFOGRAPHIC]

July 14, 2017 12:03 pm

Home Buying Myths Slayed [INFOGRAPHIC] | Keeping Current Matters

The 5 Greatest Benefits of Homeownership

July 13, 2017 12:00 pm

The 5 Greatest Benefits of Homeownership | Keeping Current Matters
Recently, Freddie Mac reported on the benefits of homeownership. According to their report, here are the five benefits that “should be at the top of everyone’s list.

Homeowners: Your Home Must Be Sold TWICE

July 12, 2017 12:00 pm

Homeowners: Your Home Must Be Sold TWICE | Keeping Current Matters
In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+ over the next twelve months. One major challenge in such a market is the bank appraisal.

The High Impact of Low Interest Rates on Your Purchasing Power

July 11, 2017 12:00 pm

The High Impact of Low Interest Rates on Your Purchasing Power | Keeping Current Matters
According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.96%, which is still near record lows in comparison to recent history!

5 Reasons Why You Should Not For Sale By Owner!

July 10, 2017 12:00 pm

5 Reasons Why You Should Not For Sale By Owner! | Keeping Current Matters
In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their homes on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers.

Median Days on the Market Drops to 27! [INFOGRAPHIC]

July 7, 2017 11:57 am

Median Days on the Market Drops to 27! [INFOGRAPHIC] | Keeping Current Matters

Epic Housing Shortage Being Reported

July 6, 2017 11:57 am

The Joint Center of Housing Studies (JCHS) at Harvard University recently released their 2017 State of the Nation’s Housing Study, and a recent blog from JCHS revealed some of the more surprising aspects of the study.

Be Thankful You Don’t Have to Pay Mom and Dad’s Interest Rate

July 5, 2017 11:54 am

Be Thankful You Don’t Have to Pay Mom and Dad’s Interest Rate | Keeping Current Matters
Interest rates have hovered around 4% for the majority of 2017, which has given many buyers relief from rising home prices and has helped with affordability. Experts predict that rates will increase by the end of 2017 and will be about three-quarters of a percentage point higher, at 4.5%, by the end of 2018.

Your Opportunity to Achieve the American Dream Keeps Getting Better!

July 4, 2017 11:54 am

Your Opportunity to Achieve the American Dream Keeps Getting Better! | Keeping Current Matters
Forbes.com recently released the latest results of their American Dream Index, in which they measure “the prosperity of the middle class, and…examine which states best support the American Dream.

NAR Data Shows Now Is a Great Time to Sell!

July 3, 2017 11:54 am

NAR Data Shows Now Is a Great Time to Sell! | Keeping Current Matters
We all realize that the best time to sell anything is when demand is high and the supply of that item is limited. Two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that now continues to be a great time to sell your house.

Existing Home Sales Surge into Summer [INFOGRAPHIC]

June 30, 2017 11:54 am


75% of Homeowners Think Now is a Good Time to Sell!

June 29, 2017 11:54 am

75% of Homeowners Think Now is a Good Time to Sell! | Keeping Current Matters The National Association of Realtors (NAR) recently released the findings of their Q2 Homeownership Opportunities and Market Experience (HOME) Survey. The report covers core topics like, “if now is a good time to buy or sell a home, the perception of home price changes, perceived ability to qualify for a mortgage, and [an] outlook on the U.S. economy.”

Buyer’s Market Helps Premium Home Sales Soar

June 28, 2017 11:54 am

Buyer's Market Helps Premium Home Sales Soar | Keeping Current Matters We previously reported how a shortage of inventory in the starter and trade-up home markets is driving prices up and causing bidding wars, creating a true seller’s market. At the same time, in the premium home market, an over-abundance of inventory has started to see prices come down and put buyers in the driver’s seat, creating the beginning of a buyer’s market.

Pre-Approval Should Always Be Your First Step

June 27, 2017 11:54 am

Pre-Approval Should Always Be Your First Step | Keeping Current Matters In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

2 Myths Holding Back Home Buyers

June 26, 2017 11:54 am

2 Myths Holding Back Home Buyers | Keeping Current Matters In Realtor.com’s recent article, “Home Buyers’ Top Mortgage Fears: Which One Scares You?” they mention that “46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t even try.

The Cost of Renting vs. Buying in the US [INFOGRAPHIC]

June 23, 2017 11:54 am

The Cost of Renting vs. Buying in the US [INFOGRAPHIC] | Keeping Current Matters

The Importance of Home Equity in Retirement Planning

June 22, 2017 11:51 am

The Importance of Home Equity in Retirement Planning | Keeping Current Matters We often discuss the difference in family wealth between homeowner households and renter households. Much of that difference is the result of the equity buildup that homeowners experience over the time that they own their home. In a report recently released by the nonpartisan Employee Benefit Research Institute (EBRI), they reveal how valuable equity can be in retirement

The Supply & Demand Problem Plaguing New Construction

June 21, 2017 11:51 am

The Supply & Demand Problem Plaguing New Construction | Keeping Current Matters Many real estate economists have called on new home builders to ramp up production to help relieve the shortage of inventory of homes for sale throughout the United States. The added inventory would no doubt aid buyers in their search to secure their dream home, while also helping to ease price increases throughout the country.

Do You Know How Much Equity You Have in Your Home?

June 20, 2017 11:51 am

Do You Know How Much Equity You Have in Your Home? | Keeping Current Matters CoreLogic’s latest Equity Report revealed that 91,000 properties regained equity in the first quarter of 2017. This is great news for the country, as 48.2 million of all mortgaged properties are now in a positive equity situation.

Buying Is Now 33.1% Cheaper Than Renting in the US

June 19, 2017 11:51 am

Buying Is Now 33.1% Cheaper Than Renting in the US | Keeping Current Matters The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States.

Top Home Renovations for Maximum ROI [INFOGRAPHIC]

June 16, 2017 11:48 am

Top Home Renovations for Maximum ROI [INFOGRAPHIC] | Keeping Current Matters

Are Home Prices Approaching Bubble Territory?

June 15, 2017 11:48 am

Are Home Prices Approaching Bubble Territory? | Keeping Current Matters As home values continue to rise, some are questioning whether we are approaching another housing bubble.

The TRUTH Behind the RENT vs. BUY Debate

June 14, 2017 11:48 am

The TRUTH Behind the RENT vs. BUY Debate | Keeping Current Matters In a blog post published last Friday, CNBC’s Diana Olnick reported on the latest results of the FAU Buy vs. Rent Index. The index examines that entire US housing market and then isolates 23 major markets for comparison. The researchers at FAU use a “‘horse race’ comparison between an individual that is buying a home and an individual that rents a similar-quality home and reinvests all monies otherwise invested in homeownership.”

Homeownership Is a Good Financial Investment!

June 13, 2017 11:48 am

Homeownership Is a Good Financial Investment! | Keeping Current Matters According to a recent report by Trulia“buying is cheaper than renting in 100 of the largest metro areas by an average of 33.1%.” The report may have some people thinking about buying a home instead of signing another lease extension, but does that make sense from a financial perspective?

4 Reasons to Buy This Summer!

June 12, 2017 11:48 am

4 Reasons to Buy This Summer! | Keeping Current Matters Here are four great reasons to consider buying a home today, instead of waiting.

The Impact Your Interest Rate Makes [INFOGRAPHIC]

June 9, 2017 11:42 am

The Impact Your Interest Rate Makes [INFOGRAPHIC] | Keeping Current Matters

Mortgage Interest Rates Reverse Course in 2017

June 8, 2017 11:42 am

Mortgage Interest Rates Reverse Course in 2017 | Keeping Current Matters To start the year, housing experts all agreed on one thing: 2017 was going to be the year we would see mortgage interest rates begin to rise. After years of historically low rates, and an improving economy, the question wasn’t if they would increase but instead how much they would increase. Some thought we could see rates hit 5-5.5% by the end of the year.

69% of Buyers are Wrong About Down Payment Needs

June 7, 2017 11:42 am

69% of Buyers are Wrong About Down Payment Needs | Keeping Current Matters According to a recent survey conducted by Genworth Financial Inc. at the Annual Mortgage Bankers’ Association Secondary Market Conference, 69% of mortgage professionals say that first-time buyers still believe a 20% down payment is necessary to buy in today’s market.

If Your Home Hasn’t Sold Yet… Definitely Check the Price!

June 6, 2017 11:39 am

If Your Home Hasn’t Sold Yet… Definitely Check the Price! | Keeping Current Matters The residential housing market has been hot. Home sales have bounced back solidly and are now at their fourth highest pace over the past year. Demand has remained strong ­throughout spring as many real estate professionals are reporting bidding wars with many homes selling above listing price. What about your house?

5 Reasons You Should Sell This Summer

June 5, 2017 11:39 am

5 Reasons You Should Sell This Summer | Keeping Current Matters Here are five reasons listing your home for sale this summer makes sense.

What Would You Sacrifice to Save For Your Next Home? [INFOGRAPHIC]

June 2, 2017 11:36 am

What Would You Sacrifice to Save For Your Next Home? [INFOGRAPHIC] | Keeping Current Matters

Can Your Real Estate Agent Answer These Important Questions?

June 1, 2017 11:36 am

Can Your Real Estate Agent Answer These Important Questions? | Keeping Current Matters Whether you are selling or buying a home, the real estate agent you hire is critical to guaranteeing your family makes the right decision. Most agents can walk you through the process and explain the industry 'lingo,' but you should expect so much more than that.

Why Working with a Local Real Estate Professional Makes All the Difference

May 31, 2017 11:36 am

Why Working with a Local Real Estate Professional Makes All the Difference | Keeping Current Matters If you’ve entered the real estate market, as a buyer or a seller, you’ve inevitably heard the real estate mantra, “location, location, location” in reference to how identical homes can increase or decrease in value due to where they’re located. Well, a new survey shows that when it comes to choosing a real estate agent, the millennial generation’s mantra is, “local, local, local.”

#1 Reason to List Your House for Sale, NOW!

May 30, 2017 11:33 am

#1 Reason to List Your House for Sale, NOW! | Keeping Current Matters If you are debating listing your house for sale this year, here is the #1 reason not to wait!

All Gave Some. Some Gave All.

May 29, 2017 11:33 am

All Gave Some. Some Gave All. | Keeping Current Matters

Learn How to Effectively Answer the 10 Questions Every Buyer & Seller is Asking Today [FREE WEBINAR]

May 28, 2017 11:33 am

Learn How to Effectively Answer the 10 Questions Every Buyer & Seller is Asking Today [FREE WEBINAR]

Inventory Challenges Continue! [INFOGRAPHIC]

May 26, 2017 11:33 am

Inventory Challenges Continue! [INFOGRAPHIC] | Keeping Current Matters

How’s the Real Estate Market? Find Out What the Experts Are Saying

May 25, 2017 11:30 am

How's the Real Estate Market? Find Out What the Experts Are Saying | Keeping Current Matters As we head into summer, it is a great time to review how the 2017 real estate market is doing so far. Here is what the experts are saying:

More Americans Chose to Own a Home Than Rent in Q1

May 24, 2017 11:27 am

More Americans Chose to Own a Home Than Rent in Q1 | Keeping Current Matters According to the latest report from the US Census Bureau, more Americans chose purchasing a home over signing a lease to rent in the first quarter of 2017. This marks the first time since 2006 that the number of new homeowner households outpaced the number of new renter households.

Is Now a Good Time to Rent?

May 23, 2017 11:27 am

Is Now a Good Time to Rent? | Keeping Current Matters People often ask if now is a good time to buy a home, but nobody ever asks when a good time to rent is. Regardless, we want to make certain that everyone understands that today is NOT a good time to rent.

5 Reasons to Hire a Real Estate Professional When Buying or Selling!

May 22, 2017 11:24 am

5 Reasons to Hire a Real Estate Professional When Buying or Selling! | Keeping Current Matters Whether you are buying or selling a home it can be quite an adventurous journey, which is why you need an experienced real estate professional to guide you on the path to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale by Owner or FSBO.

How to Effectively Answer the 10 Questions Every Buyer & Seller is Asking Today [FREE WEBINAR]

May 21, 2017 11:24 am

How to Effectively Answer the 10 Questions Every Buyer & Seller is Asking Today [FREE WEBINAR]

Why Americans Consider Moving to Another State? [INFOGRAPHIC]

May 19, 2017 10:42 am

Why Americans Consider Moving to Another State? [INFOGRAPHIC] | Keeping Current Matters

#1 Answer to the Housing Shortage: New Construction

May 18, 2017 10:42 am

#1 Answer to the Housing Shortage: New Construction | Keeping Current Matters The biggest challenge to today’s housing market is the shortage of housing inventory for sale. A normal market would see a six-month supply of homes for sale. Currently, that number is below four months. This is the major reason home prices have continued to appreciate at higher levels than historic averages.

Selling Your Home? Is Your Listing ‘Pet-Friendly’?

May 17, 2017 10:36 am

Selling Your Home? Is Your Listing ‘Pet-Friendly’? | Keeping Current Matters One of the many benefits of owning your own home is the freedom to find your ‘furever’ friend. By pointing out the aspects of your home that make it ‘pet-friendly’ in your listing, you’ll attract these buyers rather than alienate the 61% of American households that have a pet!

4 Tips for Effectively Making an Offer

May 16, 2017 10:33 am

4 Tips for Effectively Making an Offer | Keeping Current Matters So, you’ve been searching for that perfect house to call a ‘home,’ and you finally found one! The price is right, and in such a competitive market, you want to make sure that you make a good offer so that you can guarantee that your dream of making this house yours comes true!

Do You Know the Cost of NOT Owning Your Home?

May 15, 2017 10:33 am

Do You Know the Cost of NOT Owning Your Home? | Keeping Current Matters Owning a home has great financial benefits, yet many continue renting! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.

What You Need to Know About Qualifying for a Mortgage [INFOGRAPHIC]

May 12, 2017 10:30 am

What You Need to Know About Qualifying for a Mortgage [INFOGRAPHIC] | Keeping Current Matters

3 Reasons the Housing Market is NOT in a Bubble

May 11, 2017 10:27 am

3 Reasons the Housing Market is NOT in a Bubble | Keeping Current Matters With housing prices appreciating at levels that far exceed historical norms, some are fearful that the market is heading for another bubble. To alleviate that fear, we just need to look back at the reasons that caused the bubble ten years ago.

Gallup: Real Estate is Best Long-Term Investment 4 Years Running

May 10, 2017 10:24 am

Gallup: Real Estate is Best Long-Term Investment 4 Years Running | Keeping Current Matters Every year, Gallup surveys Americans to determine their choice for the best long-term investment. Respondents are given a choice between real estate, stocks/mutual funds, gold, savings accounts/CDs, or bonds.

Inventory Shortages Are Slowing Down the Market

May 9, 2017 10:24 am

Inventory Shortages Are Slowing Down the Market | Keeping Current Matters The real estate market is moving more and more into a complete recovery. Home values are up. Home sales are up. Distressed sales (foreclosures and short sales) have fallen dramatically. It seems that 2017 will be the year that the housing market races forward again.

Is 2017 the Year to Move Up to Your Dream Home? If So, Do It Early!

May 8, 2017 10:24 am

Is 2017 the Year to Move Up to Your Dream Home? If So, Do It Early! | Keeping Current Matters If you are considering moving up to your dream home, it may be better to do it earlier in the year than later. The two components of your monthly mortgage payment (home prices and interest rates) are both projected to increase as the year moves forward, and interest rates may increase rather dramatically. Here are some predictions on where rates will be by the end of the year:

Do You Know the Cost of Waiting? [INFOGRAPHIC]

May 5, 2017 10:21 am

Do You Know the Cost of Waiting? [INFOGRAPHIC] | Keeping Current Matters

Financial Planning: 4 Reasons to Buy a House Today

May 4, 2017 10:18 am

Financial Planning: 4 Reasons to Buy a House Today | Keeping Current Matters Homeownership will always be a part of the American Dream. There are advantages to owning your own home (educational, health, social) that far transcend any economic impact. However, we want to look at several of the financial advantages of homeownership in today’s post.

Buying a Home? Do You Know the Lingo?

May 3, 2017 10:18 am

Buying a Home? Do You Know the Lingo? | Keeping Current Matters Buying a home can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms used when buying a home.

Get All the Facts about PMI

May 2, 2017 10:18 am

Get All the Facts about PMI | Keeping Current Matters When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a down payment below 20%, you can never have too much information about Private Mortgage Insurance (PMI).

Is the Current Pace of Home Sales Maintainable?

May 1, 2017 10:15 am

Is the Current Pace of Home Sales Maintainable? | Keeping Current Matters There are some experts questioning whether the current pace of residential home sales is maintainable. Are too many people buying homes like in 2004-2006? Are we headed for another housing crisis? Actually, if we look closely at the numbers, we can see that we are looking at a very healthy real estate market.

Homes are Selling Fast Across the Country [INFOGRAPHIC]

April 28, 2017 10:15 am

Homes are Selling Fast Across the Country [INFOGRAPHIC] | Keeping Current Matters

Your Tax Return: Bring it Home

April 27, 2017 10:15 am

Your Tax Return: Bring it Home | Keeping Current Matters This time of year, many people eagerly check their mailboxes looking for their tax return check from the IRS. But, what do most people plan to do with the money? GO Banking Rates recently surveyed Americans and asked the question - “What do you plan on doing with your tax refund?”

Real Estate Mogul: Here’s Why You Should Buy

April 26, 2017 10:15 am

Real Estate Mogul: Here’s Why You Should Buy | Keeping Current Matters Real Estate mogul, Sean Conlon, host of The Deed: Chicago on CNBC, was recently asked the question, should you buy? Or should you rent a house?

3 Charts That Shout, ‘List Your Home Today!

April 25, 2017 10:12 am

3 Charts That Shout, ‘List Your Home Today!’ | Keeping Current Matters In school, we all learned the theory of supply and demand. When the demand for an item is greater than the supply of that item, the price will surely rise.

How Fast Can You Save for a Down Payment?

April 24, 2017 10:12 am

How Fast Can You Save for a Down Payment? | Keeping Current Matters Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long would it take you to save for a down payment in each state?

Slaying Home Buying Myths [INFOGRAPHIC]

April 21, 2017 10:09 am

Slaying Home Buying Myths [INFOGRAPHIC] | Keeping Current Matters

Tax Return Depressing? Owning a Home Could Help

April 20, 2017 10:09 am

Tax Return Depressing? Owning a Home Could Help | Keeping Current Matters Many Americans got some depressing news last week; either their tax return was not as large as they had hoped or, in some cases, they were told they owed additional money to either the Federal or State government or both. One way to save on taxes is to own your own home

Measuring Your Ability to Achieve the American Dream

April 19, 2017 10:09 am

Measuring Your Ability to Achieve the American Dream | Keeping Current Matters Forbes.com recently released the results of their new American Dream Index, in which they measure “the prosperity of the middle class, and…examine which states best support the American Dream.”

US Housing Market Continues the Move into ‘Buy Territory’!

April 18, 2017 10:09 am

US Housing Market Continues the Move into ‘Buy Territory’! | Keeping Current Matters According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment.

Thinking of Selling? Now Is the Time to Act

April 17, 2017 10:09 am

Thinking of Selling? Now Is the Time to Act | Keeping Current Matters If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and demand: the best time to sell something is when supply of that item is low and demand for that item is high. That defines today’s real estate market.

Is Your First Home Within Your Grasp? [INFOGRAPHIC]

April 14, 2017 10:06 am

Is Your First Home Within Your Grasp?  [INFOGRAPHIC] | Keeping Current Matters

Home Mortgages: Rates Up, Requirements Easing

April 13, 2017 10:06 am

Home Mortgages: Rates Up, Requirements Easing | Keeping Current Matters The media has extensively covered the rise in mortgage interest rates since last fall (from 3.42% last September to the current 4.1% according to Freddie Mac). However, a less covered aspect of the mortgage market is that requirements to get a mortgage have eased while rates have risen.

Millennials Flock to Low Down Payment Programs

April 12, 2017 10:03 am

Millennials Flock to Low Down Payment Programs | Keeping Current Matters A recent report released by Down Payment Resource shows that 65% of first-time homebuyers purchased their homes with a down payment of 6% or less in the month of January.

Careful…Don’t Get Caught in the Rental Trap!

April 11, 2017 10:03 am

Careful…Don’t Get Caught in the Rental Trap! | Keeping Current Matters There are many benefits to homeownership. One of the top benefits is being able to protect yourself from rising rents by locking in your housing cost for the life of your mortgage.

The Importance of Using a Professional to Sell Your Home

April 10, 2017 10:03 am

The Importance of Using a Professional to Sell Your Home | Keeping Current Matters When a homeowner decides to sell their house, they obviously want the best possible price for it with the least amount of hassles along the way. However, for the vast majority of sellers, the most important result is actually getting their homes sold.

Why Millennials Choose to Buy [INFOGRAPHIC]

April 7, 2017 10:03 am

Why Millennials Choose to Buy [INFOGRAPHIC] | Keeping Current Matters

The ‘REAL’ News about Housing Affordability

April 6, 2017 10:03 am

The 'REAL' News about Housing Affordability | Keeping Current Matters Some industry experts are claiming that the housing market may be headed for a slowdown as we proceed through 2017, based on rising home prices and a potential jump in mortgage interest rates. One of the data points they use is the Housing Affordability Index, as reported by the National Association of Realtors (NAR).

Buying this Spring? Be Prepared for Bidding Wars

April 5, 2017 10:03 am

Buying this Spring? Be Prepared for Bidding Wars | Keeping Current Matters Traditionally, spring is the busiest season for real estate. Buyers come out in force and homeowners list their houses for sale hoping to capitalize on buyer activity. This year will be no different!

15,014 Homes Sold Yesterday… Did Yours?

April 4, 2017 10:03 am

15,014 Homes Sold Yesterday… Did Yours? | Keeping Current Matters There are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale. The only thing they might want to consider is... If it hasn't sold yet, maybe it's not priced properly.

Again… You Do Not Need 20% Down to Buy NOW!

April 3, 2017 10:03 am

Again… You Do Not Need 20% Down to Buy NOW! | Keeping Current Matters A survey by Ipsos found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. There are two major misconceptions that we want to address today.

Home Prices Up 6.15% Across the Country! [INFOGRAPHIC]

March 31, 2017 10:03 am

Home Prices Up 6.15% Across the Country! [INFOGRAPHIC] | Keeping Current Matters

Consumer Confidence in Economy & Housing is Soaring

March 30, 2017 10:01 am

Consumer Confidence in Economy & Housing is Soaring | Keeping Current Matters The success of the housing market is strongly tied to the consumer’s confidence in the overall economy. For that reason, we believe 2017 will be a great year for real estate. Here is just a touch of the news coverage on the subject.

Looking to Move-Up to a Luxury Home? Now’s the Time!

March 29, 2017 10:00 am

Looking to Move-Up to a Luxury Home? Now’s the Time! | Keeping Current Matters If your house no longer fits your needs and you are planning on buying a luxury home, now is a great time to do so! We recently shared data from Trulia’s Market Mismatch Study which showed that in today’s premium home market, buyers are in control.

Millionaire to Millennials: Buy Now!

March 28, 2017 9:57 am

Millionaire to Millennials: Buy Now! | Keeping Current Matters Self-made millionaire David Bach was quoted in a CNBC article explaining that "the single biggest mistake millennials are making" is not purchasing a home because buying real estate is "an escalator to wealth.”

Renting or Buying… Either Way You’re Paying a Mortgage

March 27, 2017 9:57 am

Renting or Buying… Either Way You’re Paying a Mortgage | Keeping Current Matters There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that unless, you are living with your parents rent-free, you are paying a mortgage - either yours or your landlord’s.

How Low Supply & High Demand Impacts the Real Estate Market [INFOGRAPHIC]

March 24, 2017 9:57 am

How Low Supply & High Demand Impacts the Real Estate Market [INFOGRAPHIC] | Keeping Current Matters

The Foreclosure Crisis: 10 Years Later

March 23, 2017 9:54 am

The Foreclosure Crisis: 10 Years Later | Keeping Current Matters CoreLogic recently released a report entitled, United States Residential Foreclosure Crisis: 10 Years Later, in which they examined the years leading up to the crisis all the way through to present day.

What Are the Experts Saying about Mortgage Rates?

March 22, 2017 9:51 am

What Are the Experts Saying about Mortgage Rates? | Keeping Current Matters Mortgage interest rates have risen over the last few months and projections are that they will continue their upswing throughout 2017. What impact will this have on the housing market? Here is what the experts are saying:

It’s a Seller’s Market! Should I Downsize Now?

March 21, 2017 9:51 am

It's a Seller's Market! Should I Downsize Now? | Keeping Current Matters A study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their houses in the near future are planning to scale down. Let’s look at a few reasons why this might make sense for many homeowners, as the majority of the country is currently experiencing a seller’s market.

4 Great Reasons to Buy This Spring!

March 20, 2017 9:48 am

4 Great Reasons to Buy This Spring! | Keeping Current Matters Here are four great reasons to consider buying a home today instead of waiting:

Don’t Let Your Luck Run Out [INFOGRAPHIC]

March 17, 2017 9:45 am

Don’t Let Your Luck Run Out [INFOGRAPHIC] | Keeping Current Matters

Which Homes Have Appreciated the Most?

March 16, 2017 9:45 am

Which Homes Have Appreciated the Most? | Keeping Current Matters Home values have risen dramatically over the last twelve months. The latest Existing Home Sales Report from the National Association of Realtors puts the annual increase in the median existing-home price at 7.1%. CoreLogic, in their most recent Home Price Insights Report reveals that national home prices have increased by 6.9% year-over-year.

A Tale of Two Markets: Inventory Mismatch Paints a More Detailed Picture

March 15, 2017 9:45 am

A Tale of Two Markets: Inventory Mismatch Paints a More Detailed Picture | Keeping Current Matters The inventory of existing homes for sale in today’s market was recently reported to be at a 3.6-month supply according to the National Association of Realtors latest Existing Home Sales Report. Inventory is now 7.1% lower than this time last year, marking the 20th consecutive month of year-over-year drops.

Mortgage Interest Rates Went Up Again… Should I Wait to Buy?

March 14, 2017 9:45 am

Mortgage Interest Rates Went Up Again… Should I Wait to Buy? | Keeping Current Matters Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Freddie Mac, along with Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors, is calling for mortgage rates to continue to rise over the next four quarters.

How to Get the Most Money When Selling Your Home

March 13, 2017 9:45 am

How to Get the Most Money When Selling Your Home | Keeping Current Matters Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible.

Spring Forward: The Difference An Hour Makes [INFOGRAPHIC]

March 10, 2017 8:39 am

Spring Forward: The Difference An Hour Makes [INFOGRAPHIC] | Keeping Current Matters

Builder Confidence Hits 11-Year High

March 9, 2017 8:39 am

Builder Confidence Hits 11-Year High | Keeping Current Matters In many areas of the country, there are not enough homes for sale to satisfy the number of buyers looking to purchase their dream homes. Experts have long proposed that a ramp-up in new, single-family home construction would be one of the many ways to overcome this inventory shortage.

Housing Market Expected to “Spring Forward

March 8, 2017 8:39 am

Housing Market Expected to “Spring Forward” | Keeping Current Matters Just like our clocks this weekend in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for sale in the market right now is what is holding back the market.

Thinking of Selling? Do it TODAY!!

March 7, 2017 8:39 am

Thinking of Selling? Do it TODAY!! | Keeping Current Matters That headline might be a little aggressive. However, as the data on the 2017 housing market begins to roll in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME!

The Connection Between Home Prices & Family Wealth

March 6, 2017 8:39 am

The Connection Between Home Prices & Family Wealth | Keeping Current Matters Over the next five years, home prices are expected to appreciate 3.22% per year on average and to grow by 17.3% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.

Discover the 4 Steps to Becoming a Listing Machine [FREE WEBINAR]

March 4, 2017 8:33 am

Discover the 4 Steps to Becoming a Listing Machine [FREE WEBINAR]

Where Did Americans Move in 2016?

March 3, 2017 8:33 am

Where Did Americans Move in 2016? | Keeping Current Matters

Mortgage Rates Impact on 2017 Home Values

March 2, 2017 8:33 am

Mortgage Rates Impact on 2017 Home Values | Keeping Current Matters There is no doubt that historically low mortgage interest rates were a major impetus to housing recovery over the last several years. However, many industry experts are showing concern about the possible effect that the rising rates will have moving forward.

Over Half of All Buyers Are Surprised by Closing Costs

March 1, 2017 8:33 am

Over Half of All Buyers Are Surprised by Closing Costs | Keeping Current Matters According to a recent survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage.

How Long Do Most Families Stay in Their Home?

February 28, 2017 8:33 am

How Long Do Most Families Stay in Their Home? | Keeping Current Matters The National Association of Realtors (NAR) keeps historical data on many aspects of homeownership. One of the data points that has changed dramatically is the median tenure of a family in a home. As the graph below shows, for over twenty years (1985-2008), the median tenure averaged exactly six years. However, since 2008, that average is almost nine years – an increase of almost 50%.

Where Are the Home Prices Heading in the Next 5 Years?

February 27, 2017 8:33 am

Where Are the Home Prices Heading in the Next 5 Years? | Keeping Current Matters Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.

Learn the 4 Steps to Becoming a Listing Machine [FREE WEBINAR]

February 26, 2017 8:33 am

Learn the 4 Steps to Becoming a Listing Machine

Existing Home Sales Reach Highest Mark Since 2007 [INFOGRAPHIC]

February 24, 2017 8:33 am

Existing Home Sales Reach Highest Mark Since 2007 [INFOGRAPHIC] | Keeping Current Matters

The Impact of Homeownership on Family Health

February 23, 2017 8:33 am

The Impact of Homeownership on Family Health | Keeping Current Matters The National Association of Realtors recently released a study titled 'Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most Americans:

Are You 1 of the 59 Million Planning to Buy This Year?

February 22, 2017 8:33 am

Are You 1 of the 59 Million Planning to Buy This Year? | Keeping Current Matters According to a survey conducted by Bankrate.com, one in four Americans are considering buying a home this year. If this statistic proves to be true, that means that 59 million people will be looking to enter the housing market in 2017.

Access: A Key Component in Getting Your House SOLD!

February 21, 2017 8:33 am

Access: A Key Component in Getting Your House SOLD! | Keeping Current Matters So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process, and they have asked you what level of access you want to provide to potential buyers.

US Housing Market Is Moving into ‘Buy Territory’!

February 20, 2017 8:33 am

US Housing Market Is Moving into 'Buy Territory'! | Keeping Current Matters According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment.

Do You Know the Real Cost of Renting vs. Buying? [INFOGRAPHIC]

February 17, 2017 8:33 am

Do You Know the Real Cost of Renting vs. Buying? [INFOGRAPHIC] | Keeping Current Matters

The Impact of Homeownership on Civic Involvement

February 16, 2017 8:33 am

The Impact of Homeownership on Civic Involvement | Keeping Current Matters The National Association of Realtors recently released a study titled 'Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most Americans:

The Great News About Rising Prices for Homeowners

February 15, 2017 8:33 am

The Great News About Rising Prices for Homeowners | Keeping Current Matters Recently there has been a lot of talk about home prices and if they are accelerating too quickly. As we mentioned before, in some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers out looking for a home, which has caused prices to rise.

First Comes Love… Then Comes Mortgage?

February 14, 2017 8:33 am

First Comes Love… Then Comes Mortgage? | Keeping Current Matters According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2016 at 58% of all buyers.

3 Questions to Ask If You Want to Buy Your Dream Home

February 13, 2017 8:33 am

3 Questions to Ask If You Want to Buy Your Dream Home | Keeping Current Matters If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.

Listing in the Winter Attracts More Serious Buyers

February 12, 2017 8:33 am

Listing in the Winter Attracts More Serious Buyers | Keeping Current Matters A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home will sell for more than asking price, as well as how quickly the sale will close.

5 Reasons to Love Using A RE Pro [INFOGRAPHIC]

February 10, 2017 8:33 am

5 Reasons to Love Using A RE Pro [INFOGRAPHIC] | Keeping Current Matters

The Impact of Homeownership on Educational Achievement

February 9, 2017 8:33 am

The Impact of Homeownership on Educational Achievement | Keeping Current Matters The National Association of Realtors recently released a study titled 'Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most Americans:

Buyers Are Searching For Your House

February 8, 2017 8:33 am

Buyers Are Searching For Your House | Keeping Current Matters The most recent Pending Homes Sales Index from the National Association of Realtors revealed a slight bump in contracts with an increase of 1.6% in December. This news comes as existing home sales are also forecasted to be on pace for 5.54 million in 2017, a 1.7% increase over 2016, which was the best year for sales in a decade.

Homeownership Offers Stability & Wealth Creation

February 7, 2017 8:33 am

Homeownership Offers Stability & Wealth Creation | Keeping Current Matters The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are:

Lack of Homes for Sale Slowing Down the Housing Market

February 6, 2017 8:33 am

Lack of Homes for Sale Slowing Down the Housing Market | Keeping Current Matters The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up. Home sales are up. Distressed sales (foreclosures and short sales) have fallen dramatically. It seems that 2017 will be the year that the housing market races forward again.

Hacked By MuhmadEmad

February 5, 2017 8:33 am

Daydreaming About Your Perfect Home? Know What You WANT vs. What You NEED | Keeping Current Matters In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.

5 Reasons Homeowners Throw Better Super Bowl Parties! [INFOGRAPHIC]

February 3, 2017 8:33 am

5 Reasons Homeowners Throw Better Super Bowl Parties! [INFOGRAPHIC] | Keeping Current Matters

No Matter What the Groundhog Says, Here are 5 Reasons to Sell Before Spring!

February 2, 2017 8:30 am

No Matter What the Groundhog Says, Here are 5 Reasons to Sell Before Spring! | Keeping Current Matters Is spring closer than we think? Depending on which groundhog you listen to today, you may have less time than you think to get your home on the market before the busy spring season.

Buyer Demand Is Outpacing the Supply of Homes for Sale

February 1, 2017 8:27 am

Buyer Demand Is Outpacing the Supply of Homes for Sale | Keeping Current Matters The price of any item is determined by the supply of that item, as well as the market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Confidence Index.

Thinking of Making an Offer? 4 Tips for Success

January 31, 2017 8:27 am

Thinking of Making an Offer? 4 Tips for Success | Keeping Current Matters So you’ve been searching for that perfect house to call a ‘home,’ and you finally found one! The price is right, and in such a competitive market that you want to make sure you make a good offer so that you can guarantee your dream of making this house yours comes true!

2 Myths That May Be Holding Back Buyers

January 30, 2017 8:27 am

2 Myths That May Be Holding Back Buyers | Keeping Current Matters Fannie Mae’s article, “What Consumers (Don’t) Know About Mortgage Qualification Criteria," revealed that “only 5 to 16 percent of respondents know the correct ranges for key mortgage qualification criteria.

What to Expect From Your Home Inspection

January 29, 2017 8:24 am

What to Expect From Your Home Inspection | Keeping Current Matters So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection.

Sales at Highest Pace in 10 Years! [INFOGRAPHIC]

January 27, 2017 8:24 am

Sales at Highest Pace in 10 Years! [INFOGRAPHIC] | Keeping Current Matters

Thinking of Selling? Why Now is the Time

January 26, 2017 8:24 am

Thinking of Selling? Why Now is the Time | Keeping Current Matters It is common knowledge that a large number of homes sell during the spring-buying season. For that reason, many homeowners hold off on putting their homes on the market until then. The question is whether or not that will be a good strategy this year.

Buying a Home is More Affordable Than Renting in 66% of US Counties

January 25, 2017 8:24 am

Buying a Home is More Affordable Than Renting in 66% of US Counties | Keeping Current Matters According to ATTOM Data Solutions’ 2017 Rental Affordability Report, buying a home is more affordable than renting in 354 of the 540 U.S. counties they analyzed.

How Low Interest Rates Increase Your Purchasing Power

January 24, 2017 8:24 am

How Low Interest Rates Increase Your Purchasing Power | Keeping Current Matters According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 4.09%, which is still very low in comparison to recent history!

Have You Saved Enough for Closing Costs?

January 23, 2017 8:21 am

Have You Saved Enough for Closing Costs? | Keeping Current Matters There are many potential homebuyers, and even sellers, who believe that they need at least a 20% down payment in order to buy a home or move on to their next home. Time after time, we have dispelled this myth by showing that many loan programs allow you to put down as little as 3% (or 0% with a VA loan).

Find Out How to Become a Rainmaker for Listing Leads [FREE WEBINAR]

January 21, 2017 8:21 am

Find Out How to Become a Rainmaker for Listing Leads [FREE WEBINAR] | Keeping Current Matters

Tips for Preparing Your House For Sale [INFOGRAPHIC]

January 20, 2017 8:21 am

Tips for Preparing Your House For Sale [INFOGRAPHIC] | Keeping Current Matters

Will Housing Affordability Be a Challenge in 2017?

January 19, 2017 8:21 am

Will Housing Affordability Be a Challenge in 2017? | Keeping Current Matters Some industry experts are saying that the housing market may be heading for a slowdown in 2017 based on rising home prices and a jump in mortgage interest rates. One of the data points they use is the Housing Affordability Index, as reported by the National Association of Realtors (NAR).

What Would a Millennial Baby Boom Mean for Housing?

January 18, 2017 8:21 am

What Would a Millennial Baby Boom Mean for Housing? | Keeping Current Matters Recently released data from the National Center for Health Statistics revealed that 1.3 million Millennial women gave birth for the first time in 2015. There are now over 16 million women in this generation who have become mothers.

5 Myths About Real Estate Reality TV Explained

January 17, 2017 8:21 am

5 Myths About Real Estate Reality TV Explained | Keeping Current Matters Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there… watching entire seasons of “Love it or List it,” “Fixer Upper,” “House Hunters,” “Property Brothers,” and so many more, just in one sitting.

Why Pre-Approval Should Be Your First Step

January 16, 2017 8:21 am

Why Pre-Approval Should Be Your First Step | Keeping Current Matters In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

How to Become a Rainmaker for Listing Leads [FREE WEBINAR]

January 14, 2017 8:21 am

How to Become a Rainmaker for Listing Leads [FREE WEBINAR] | Keeping Current Matters

Prices Rose 7.1% Year-Over-Year [INFOGRAPHIC]

January 13, 2017 8:21 am

Prices Rose 7.1% Year-Over-Year [INFOGRAPHIC] | Keeping Current Matters

Is This the Year to Move Up to Your Dream Home? If So, Do it Early

January 12, 2017 8:21 am

Is This the Year to Move Up to Your Dream Home? If So, Do it Early | Keeping Current Matters It appears that Americans are regaining faith in the U.S. economy. The following indexes have each shown a dramatic jump in consumer confidence in their latest surveys...

Top 3 Things Second-Wave Baby Boomers Look for in a Home

January 11, 2017 8:21 am

Top 3 Things Second-Wave Baby Boomers Look for in a Home | Keeping Current Matters According to data from the U.S Census bureau, there are approximately 76.4 million baby boomers living in the United States today. Contrary to what many think, there are very different segments within this generation, and one piece that sets them apart are their housing needs.

You Need a Professional on Your Team When Buying a Home

January 10, 2017 8:21 am

You Need a Professional on Your Team When Buying a Home | Keeping Current Matters Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to do it on their own. In today’s market: you need an experienced professional!

If Your Home Hasn’t Sold Yet… Check the Price!

January 9, 2017 8:21 am

If Your Home Hasn’t Sold Yet… Check the Price! | Keeping Current Matters The residential housing market has been hot. Home sales have bounced back solidly and are now at their second highest pace since February 2007. Demand has remained strong throughout the winter as many real estate professionals are reporting bidding wars with many homes selling above listing price. What about your house?

3 Tips for Making Your Dream of Buying a Home Come True [INFOGRAPHIC]

January 6, 2017 8:21 am

3 Tips for Making Your Dream of Buying a Home Come True [INFOGRAPHIC] | Keeping Current Matters

Millionaire to Millennials: Buy a Home!!

January 5, 2017 8:21 am

Millionaire to Millennials: Buy a Home!! | Keeping Current Matters Last week, CNBC ran an article quoting self-made millionaire David Bach explaining that not purchasing a home is "the single biggest mistake millennials are making" because buying real estate is "an escalator to wealth.”

Year-Over-Year Price Appreciation Reaches Double Digits in 5 Price Categories

January 4, 2017 8:21 am

Year-Over-Year Price Appreciation Reaches Double Digits in 5 Price Categories | Keeping Current Matters The National Association of Realtors’ most recent Existing Home Sales Report revealed that, compared to last year, home sales are up dramatically in five of the six price ranges they measure.

Inadequate Inventory Driving Prices Up

January 3, 2017 8:21 am

Inadequate Inventory Driving Prices Up | Keeping Current Matters The latest Existing Home Sales Report from the National Association of Realtors (NAR) revealed a direct correlation between a lack of inventory and rising prices.

Here’s to a Wonderful 2017!

January 2, 2017 8:21 am

Here’s to a Wonderful 2017! | Keeping Current Matters

5 Reasons to Resolve to Hire a Real Estate Professional [INFOGRAPHIC]

December 30, 2016 8:18 am

5 Reasons to Resolve to Hire a Real Estate Professional [INFOGRAPHIC] | Keeping Current Matters

Start 2017 Off Right… List Your House for Sale

December 29, 2016 8:15 am

Start 2017 Off Right… List Your House for Sale | Keeping Current Matters As we are about to bring in the New Year, families across the country will be deciding if this is the year that they will sell their current house and move into their dream home. Many will decide that it is smarter to wait until the spring “buyer’s market” to list their house. In the past, that might have made sense. However, this winter is not like recent years.

You Need an Agent Who Will Put You First

December 28, 2016 8:15 am

You Need an Agent Who Will Put You First | Keeping Current Matters When it comes to buying a home, whether you are a rookie homebuyer or have gone through the process many times, having a local real estate expert who is well versed in the neighborhood you are looking to move into, as well as the trends of that area, should be your goal.

Homeowner’s Net Worth Is 45x Greater Than A Renter’s

December 27, 2016 8:15 am

Homeowner’s Net Worth Is 45x Greater Than a Renter’s | Keeping Current Matters Every three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).

Top 5 Reasons You Should Not For Sale By Owner

December 26, 2016 8:12 am

Top 5 Reasons You Should Not For Sale By Owner | Keeping Current Matters In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers.

Existing Home Sales Surge Through The Holidays [INFOGRAPHIC]

December 23, 2016 8:09 am

Existing Home Sales Surge Through The Holidays [INFOGRAPHIC] | Keeping Current Matters

The Fed Raised Rates: What Does that Mean for Housing?

December 22, 2016 8:09 am

The Fed Raised Rates: What Does that Mean for Housing? | Keeping Current Matters You may have heard that the Federal Reserve raised rates last week… But what does that mean if you are looking to buy a home in the near future?

Student Loans = Higher Credit Scores

December 21, 2016 8:06 am

Student Loans = Higher Credit Scores | Keeping Current Matters According to a recent analysis by CoreLogic, Millennial renters (aged 20-34) who have student loan debt also have higher credit scores than those who do not have student loans.

Whether You Rent or Buy: Either Way You’re Paying a Mortgage

December 20, 2016 8:06 am

Whether You Rent or Buy: Either Way You’re Paying a Mortgage | Keeping Current Matters There are some renters who have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either yours or your landlord’s.

2 Tips to Ensure You Get the Most Money When Selling Your House

December 19, 2016 8:06 am

2 Tips to Ensure You Get the Most Money When Selling Your House | Keeping Current Matters Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible.

The Impact Your Interest Rate Has on Your Buying Power [INFOGRAPHIC]

December 16, 2016 8:06 am


Why You Shouldn’t Take Your House Off the Market During the Holidays

December 15, 2016 8:06 am

Why You Shouldn’t Take Your House Off the Market During the Holidays | Keeping Current Matters If you are one of the many homeowners who is debating taking your home off the market for the next few weeks, don’t! You will miss the great opportunity you have right now!

The #1 Reason to Sell Now… Not Next Spring

December 14, 2016 8:06 am

The #1 Reason to Sell Now… Not Next Spring | Keeping Current MattersThe #1 Reason to Sell Now… Not Next Spring | Keeping Current Matters The price of any item (including residential real estate) is determined by ‘supply and demand’. If many people are looking to buy an item and the supply of that item is limited, the price of that item increases.

Building Your Family’s Wealth Over the Next 5 Years

December 13, 2016 8:06 am

Building Your Family’s Wealth Over the Next 5 Years | Keeping Current Matters Over the next five years, home prices are expected to appreciate 3.24% per year on average and to grow by 21.4% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.

Home Prices: Where Will They Be in 5 Years?

December 12, 2016 8:06 am

Home Prices: Where Will They Be in 5 Years? | Keeping Current Matters Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.

Americans Are on The Move [INFOGRAPHIC]

December 9, 2016 8:03 am

Americans Are on The Move [INFOGRAPHIC] | Keeping Current Matters

Will Increasing Mortgage Rates Impact Home Prices?

December 8, 2016 8:03 am

Will Increasing Mortgage Rates Impact Home Prices? | Keeping Current Matters There are some who are calling for a decrease in home prices should mortgage interest rates begin to rise rapidly. Intuitively, this makes sense as the cost of a home is determined by the price of the home, plus the cost of financing that home.

Selling in the Winter Attracts Serious Buyers

December 7, 2016 8:03 am

Selling in the Winter Attracts Serious Buyers | Keeping Current Matters A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home will sell for more than asking price, as well as how quickly the sale will close.

When Is a Good Time to Rent? Not Now!

December 6, 2016 8:03 am

When Is a Good Time to Rent? Not Now! | Keeping Current Matters People often ask if now is a good time to buy a home. No one ever asks when a good time to rent is. However, we want to make certain that everyone understands that today is NOT a good time to rent.

4 Reasons to Buy Your Dream Home This Winter

December 5, 2016 8:03 am

4 Reasons to Buy Your Dream Home This Winter | Keeping Current Matters As the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same. This couldn’t be further from the truth! Here are 4 reasons you should consider buying your dream home this winter instead of waiting for spring!

Discover the 3 Major Opportunities That Will Dominate Real Estate in 2017 [FREE WEBINAR]

December 4, 2016 8:03 am

Discover the 3 Major Opportunities That Will Dominate Real Estate in 2017 [FREE WEBINAR] | Keeping Current Matters

New Home Sales Race to Keep Up with Demand [INFOGRAPHIC]

December 2, 2016 8:03 am

New Home Sales Race to Keep Up with Demand [INFOGRAPHIC] | Keeping Current Matters

5 Reasons Why Homeownership Is a Good Financial Investment

December 1, 2016 8:03 am

5 Reasons Why Homeownership Is a Good Financial Investment | Keeping Current Matters According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.7%.” That may have some thinking about buying a home instead of signing another lease extension. But, does that make sense from a financial perspective?

Is Getting a Home Mortgage Still Too Difficult?

November 30, 2016 8:03 am

Is Getting a Home Mortgage Still Too Difficult? | Keeping Current Matters There is no doubt that mortgage credit availability is expanding, meaning it is easier to finance a home today than it was last year. However, the mortgage market is still much tighter than it was prior to the housing boom and bust experienced between 2003 - 2006.

Mortgage Interest Rates Just Went Up… Should I Wait to Buy?

November 29, 2016 8:00 am

Mortgage Interest Rates Just Went Up… Should I Wait to Buy? | Keeping Current Matters Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Along with Freddie MacFannie Mae, the Mortgage Bankers Association and the National Association of Realtors are all calling for mortgage rates to continue to rise over the next four quarters.

5 Reasons to Hire a Real Estate Professional When Buying & Selling!

November 28, 2016 8:00 am

5 Reasons to Hire a Real Estate Professional When Buying & Selling! | Keeping Current Matters Whether you are buying or selling a home, it can be quite an adventurous journey; you need an experienced Real Estate Professional to lead you to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale by Owner or FSBO.

Existing Home Sales Surge Forward Through Fall [INFOGRAPHIC]

November 25, 2016 8:00 am

Existing Home Sales Surge Forward Through Fall [INFOGRAPHIC] | Keeping Current Matters

Thank You for Your Support!

November 24, 2016 8:00 am

Thank You for Your Support! | Keeping Current Matters

Thinking of Selling? Don’t Overlook an Outdated Kitchen, Buyers Won’t

November 23, 2016 8:00 am

Thinking of Selling? Don’t Overlook an Outdated Kitchen, Buyers Won’t | Keeping Current Matters If you are planning on listing your home for sale, make sure that you don’t overlook the condition of your kitchen.

Why Are Mortgage Interest Rates Increasing?

November 22, 2016 8:00 am

Why Are Mortgage Interest Rates Increasing? | Keeping Current Matters According to Freddie Mac’s latest Primary Mortgage Market Survey, the 30-year fixed rate mortgage interest rate jumped up to 3.94% last week. Interest rates had been hovering around 3.5% since June, and many are wondering why there has been such a significant increase so quickly.

Winter Is Coming… 5 Reasons to Sell Now!

November 21, 2016 8:00 am

Winter Is Coming… 5 Reasons to Sell Now! | Keeping Current Matters People across the country are beginning to think about what their life will look like next year. It happens every fall; we ponder whether we should relocate to a different part of the country to find better year-round weather, or perhaps move across the state for better job opportunities.

The 3 Major Opportunities That Will Dominate Real Estate in 2017 [FREE WEBINAR]

November 20, 2016 8:00 am

The 3 Major Opportunities That Will Dominate Real Estate in 2017 [FREE WEBINAR] | Keeping Current Matters

Homes Across the Country Are Selling Fast! [INFOGRAPHIC]

November 18, 2016 7:57 am

Homes Across the Country Are Selling Fast! [INFOGRAPHIC] | Keeping Current Matters


From Empty Nest to Full House… Multigenerational Families Are Back!

November 17, 2016 7:57 am

From Empty Nest to Full House… Multigenerational Families Are Back! | Keeping Current Matters Multigenerational homes are coming back in a big way! In the 1950s, about 21%, or 32.2 million Americans shared a roof with their grown children or parents.

You Can Never Have TMI about PMI

November 16, 2016 7:57 am

You Can Never Have TMI about PMI | Keeping Current Matters When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a down payment below 20%, you can never have Too Much Information (TMI) about Private Mortgage Insurance (PMI).

A Lack of Listings Remains ‘Huge’ Challenge in the Market

November 15, 2016 7:57 am

A Lack of Listings Remains ‘Huge’ Challenge in the Market | Keeping Current Matters The housing crisis is finally in the rearview mirror as the real estate market moves down the road to a complete recovery. Home values are up, home sales are up, and distressed sales (foreclosures & short sales) are at their lowest mark in over 8 years.

Why Waiting Until After the Holidays to Sell Isn’t a Smart Decision

November 14, 2016 7:57 am

Why Waiting Until After the Holidays to Sell Isn’t a Smart Decision | Keeping Current Matters Every year at this time, many homeowners decide to wait until after the holidays to put their homes on the market for the first time, while others who already have their homes on the market decide to take them off until after the holidays. Here are six great reasons not to wait:

Thank You for Your Service!

November 11, 2016 7:51 am

Thank You for Your Service! | Keeping Current Matters

The Truth About Housing Affordability

November 10, 2016 7:51 am

The Truth About Housing Affordability | Keeping Current Matters From a purely economic perspective, this is one of the best times in American history to buy a home. Black Night Financial Services discusses this in their most recent Monthly Mortgage Monitor.

The Dangers of “Tight Mortgage Credit” Headlines

November 9, 2016 7:48 am

The Dangers of “Tight Mortgage Credit” Headlines | Keeping Current Matters The availability of mortgage credit is not at the same level that it was during the boom in housing (2005), and that’s good news.

It’s Not Always Marriage Before Mortgage

November 8, 2016 7:48 am

It’s Not Always Marriage Before Mortgage | Keeping Current Matters There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family.

NAR Reports Show Now Is a Great Time to Sell!

November 7, 2016 7:48 am

NAR Reports Show Now Is a Great Time to Sell! | Keeping Current Matters We all realize that the best time to sell anything is when demand is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that now continues to be a great time to sell your house.

The Difference an Hour Makes This Fall [INFOGRAPHIC]

November 4, 2016 7:45 am

The Difference an Hour Makes This Fall [INFOGRAPHIC] | Keeping Current Matters


Think All Millennials Live in Their Parent’s Basement? Think Again!

November 3, 2016 7:45 am

Think All Millennials Live in Their Parent's Basement? Think Again! | Keeping Current Matters According to the Census Bureau, millennials have overtaken baby boomers as the largest generation in U.S. History. Millennials, or America's youth born between 1982-2000, now represent more than one quarter of the nation’s population, totaling 83.1 million.

How Long Do Families Stay in a Home?

November 2, 2016 7:45 am

How Long Do Families Stay in a Home? | Keeping Current Matters The National Association of Realtors (NAR) keeps historic data on many aspects of homeownership. One of the data points that has changed dramatically is the median tenure of a family in a home.

Buying a Home? 4 Demands to Make on Your Real Estate Agent

November 1, 2016 7:45 am

Buying a Home? 4 Demands to Make on Your Real Estate Agent | Keeping Current Matters Are you thinking of buying a home? Are you dreading having to walk through strangers’ houses? Are you concerned about getting the paperwork correct? Hiring a professional real estate agent can take away most of the challenges of buying. A great agent is always worth more than the commission they charge, just like a great doctor or great accountant.

Taking the Fear out of the Mortgage Process

October 31, 2016 7:45 am

Taking the Fear out of the Mortgage Process | Keeping Current Matters A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification.

Buying a Home Can Be Scary… Know the Facts [INFOGRAPHIC]

October 28, 2016 7:45 am

Buying a Home Can Be Scary... Know the Facts [INFOGRAPHIC] | Keeping Current Matters


Percentage of Homeownership by Decade and by State

October 27, 2016 7:45 am

Percentage of Homeownership by Decade and by State | Keeping Current Matters There has been a lot of talk about the falling homeownership rate in the United States. In December 2004, the homeownership rate reached an all-time high of 69.4%, while the current rate is 62.9%. When comparing these two figures, there is some room for concern regarding the difference.

What to Expect When Home Inspecting

October 26, 2016 7:45 am

What to Expect When Home Inspecting | Keeping Current Matters So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection.

Buying is Now 37.7% Cheaper Than Renting in the US

October 25, 2016 7:45 am

Buying is Now 37.7% Cheaper Than Renting in the US | Keeping Current Matters The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States.

Sales of Distressed Properties Hit New Low

October 24, 2016 7:45 am

Sales of Distressed Properties Hit New Low | Keeping Current Matters The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report revealing that distressed property sales accounted for 4% of sales in September. This is down from 7% in 2015, and is the lowest figure since NAR began tracking distressed sales in October 2008.

7 Graphs That Show the Real Estate Market is Back! [INFOGRAPHIC]

October 21, 2016 7:42 am

7 Graphs That Show the Real Estate Market is Back! [INFOGRAPHIC] | Keeping Current Matters

The ‘Great News’ About Rising Prices

October 20, 2016 7:42 am

The ‘Great News’ About Rising Prices | Keeping Current Matters Recently there has been a lot of talk about home prices and if they are accelerating too quickly. In some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers out looking for a home, which has caused prices to rise.

Starting to Look for a Home? Know What You WANT vs. What You NEED

October 19, 2016 7:42 am

Starting to Look for a Home? Know What You WANT vs. What You NEED | Keeping Current Matters In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.

How Historically Low Interest Rates Increase Your Purchasing Power

October 18, 2016 7:42 am

How Historically Low Interest Rates Increase Your Purchasing Power | Keeping Current Matters According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.47%. Rates have remained at or below 3.5% each of the last 16 weeks, marking a historic low.

Don’t Disqualify Yourself… Over Half of All Loans Approved Have a FICO Score Under 750

October 17, 2016 7:42 am

Don’t Disqualify Yourself… Over Half of All Loans Approved Have a FICO Score Under 750 | Keeping Current Matters The results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market.

Do You Know the Cost of Renting vs. Buying? [INFOGRAPHIC]

October 14, 2016 7:42 am

Do You Know the Cost of Renting vs. Buying? [INFOGRAPHIC] | Keeping Current Matters

Appraisers & Homeowners Don’t See Eye-To-Eye on Values

October 13, 2016 7:42 am

Appraisers & Homeowners Don’t See Eye-To-Eye on Values | Keeping Current Matters In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+ over the next twelve months. One major challenge in such a market is the bank appraisal.

The Role Access Plays in Getting Your House SOLD!

October 12, 2016 7:42 am

The Role Access Plays in Getting Your House SOLD! | Keeping Current Matters So you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process and they have asked you what level of access you want to provide to potential buyers.

The Past, Present & Future of Home Prices

October 11, 2016 7:42 am

The Past, Present & Future of Home Prices | Keeping Current Matters CoreLogic released their most current Home Price Index last week. In the report, they revealed home appreciation in three categories: percentage appreciation over the last year, over the last month and projected over the next twelve months.

3 Questions to Ask Before Buying Your Dream Home

October 10, 2016 7:39 am

3 Questions to Ask Before Buying Your Dream Home | Keeping Current Matters If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.

Mortgage Rates by Decade Compared to Today [INFOGRAPHIC]

October 7, 2016 7:39 am

Mortgage Rates by Decade Compared to Today [INFOGRAPHIC] | Keeping Current Matters

Why We Need More Newly Constructed Homes

October 6, 2016 7:39 am

Why We Need More Newly Constructed Homes | Keeping Current Matters The number of new home sales is far off historic norms. The National Association of Realtors (NAR) just reported that the percentage of all house sales that were newly constructed homes has fallen to the lowest numbers in forty years.

Have You Put Aside Enough for Closing Costs?

October 5, 2016 7:39 am

Have You Put Aside Enough for Closing Costs? | Keeping Current Matters There are many potential homebuyers, and even sellers, who believe that you need at least a 20% down payment in order to buy a home, or move on to their next home. Time after time, we have dispelled this myth by showing that there are many loan programs that allow you to put down as little as 3% (or 0% with a VA loan).

Strong Buyer Demand Continues to Outpace Inventory of Homes for Sale

October 4, 2016 7:36 am

Strong Buyer Demand Continues to Outpace Inventory of Homes for Sale | Keeping Current Matters The price of any item is determined by the supply of that item, as well as the market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthlyREALTORS Confidence Index.

Think You Should FSBO? 5 Reasons to Think Again!

October 3, 2016 7:33 am

Think You Should FSBO? 5 Reasons to Think Again! | Keeping Current Matters In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers.

Lack of Existing Home Sales Inventory Impacting Sales [INFOGRAPHIC]

September 30, 2016 7:33 am

Lack of Existing Home Sales Inventory Impacting Sales [INFOGRAPHIC] | Keeping Current Matters

Home Sales Expected to Increase Nicely in 2017

September 29, 2016 7:30 am

Home Sales Expected to Increase Nicely in 2017 | Keeping Current Matters The National Association of Realtors, The Mortgage Bankers’ Association, Freddie Mac and Fannie Mae are all projecting that home sales will increase in 2017.

Why We All Need A ‘Phil Dunphy’ On Our Side

September 28, 2016 7:27 am

Why We All Need A ‘Phil Dunphy’ On Our Side | Keeping Current Matters Whether or not you’ve ever seen an episode of Modern Family, or know who Phil Dunphy’s character is, the concept of knowing that you have someone in your corner who is looking out for your best interests is something we all want.

US Housing Market Moving Further into ‘Buy Territory

September 27, 2016 7:24 am

US Housing Market Moving Further into ‘Buy Territory’| Keeping Current Matters According to the latest Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment.

4 Reasons to Buy This Fall

September 26, 2016 7:24 am

4 Reasons to Buy This Fall | Keeping Current Matters It’s that time of year; the seasons are changing and with them come thoughts of the upcoming holidays, family get-togethers, and planning for a new year. Those who are on the fence about whether or not now is the right time to buy don’t have to look much further to find four great reasons to consider buying a home now, instead of waiting.

Foreclosure Rate Drops to Pre-Crisis Levels [INFOGRAPHIC]

September 23, 2016 7:24 am

Foreclosure Rate Drops to Pre-Crisis Levels [INFOGRAPHIC] | Keeping Current Matters


5 Stats that Prove the Real Estate Market is Getting Stronger

September 22, 2016 7:21 am

5 Stats that Prove the Real Estate Market is Getting Stronger | Keeping Current Matters Whenever there is talk about an improving housing market, some begin to show concern that we may be headed toward another housing bubble that will be followed by a crash similar to the one we saw last decade.

Ready to Make an Offer? 4 Tips for Success

September 21, 2016 1:21 pm

Ready to Make an Offer? 4 Tips for Success | Keeping Current Matters So you’ve been searching for that perfect house to call a ‘home’ and you finally found one! The price is right, and in such a competitive market you want to make sure you make a good offer so that you can guarantee your dream of making this house yours comes true!

76% Of US Homeowners Now Have at Least 20% Equity in Their Homes!

September 20, 2016 7:18 am

76% Of US Homeowners Now Have at Least 20% Equity in Their Homes! | Keeping Current Matters CoreLogic’s latest Equity Report revealed that 91.1% of all mortgaged properties are now in a positive equity situation, while 75.9% now have significant equity (defined as more than 20%)! The report also revealed that 548,000 households regained equity in the second quarter of 2016 and are no longer under water.

Don’t Underestimate the Importance of Using an Agent When Selling Your Home

September 19, 2016 1:15 pm

Don’t Underestimate the Importance of Using an Agent When Selling Your Home | Keeping Current Matters When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles. However, for the vast majority of sellers, the most important result is to actually get the home sold.

5 Graphs That Prove the Housing Market Is Strong [FREE WEBINAR]

September 17, 2016 7:12 am

5 Graphs That Prove the Housing Market Is Strong [FREE WEBINAR] | Keeping Current Matters

50% of Houses Sold in 36 Days or Less in July [INFOGRAPHIC]

September 16, 2016 1:12 pm

50% of Houses sold in 36 Days or Less in July [INFOGRAPHIC] | Keeping Current Matters

The Cost of NOT Owning Your Home

September 15, 2016 1:12 pm

The Cost of NOT Owning Your Home | Keeping Current Matters Owning a home has great financial benefits. Because of this, more and more experts are growing concerned about the ramifications of a falling homeownership rate. Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.

Mortgage Standards Easing TOO MUCH? NO!!

September 14, 2016 7:12 am

Mortgage Standards Easing TOO MUCH? NO!! | Keeping Current Matters There is no doubt that getting a mortgage is easier today than it was right after the housing crash a decade ago. However, the easing of credit availability has led to some questioning of whether or not we are headed for another housing crisis.

Why Getting Pre-Approved Should Be Your First Step

September 13, 2016 7:12 am

Why Getting Pre-Approved Should Be Your First Step | Keeping Current Matters In many markets across the country, the amount of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

Interest Rates Remain at Historic Lows… But for How Long?

September 12, 2016 1:12 pm

Interest Rates Remain at Historic Lows… But for How Long? | Keeping Current Matters The interest rate you pay on your home mortgage has a direct impact on your monthly payment; The higher the rate, the greater your payment will be. That is why it is important to look at where the experts believe rates are headed when deciding to buy now or wait until next year.

5 Graphs That Prove the Housing Market Is Strong and Will Continue to Surge [FREE WEBINAR]

September 10, 2016 7:09 am

5 Graphs That Prove the Housing Market Is Strong and Will Continue to Surge [FREE WEBINAR] | Keeping Current Matters

New Construction Numbers: Now Versus 2005

September 8, 2016 1:09 pm

New Construction Numbers: Now Versus 2005 | Keeping Current Matters There is some thinking that the pace of the housing recovery is unsustainable and that we may be heading for another housing bubble. However, Jonathan Smoke, the Chief Economist of realtor.com explains the basic difference between 2005 and today:

Is the Current Pace of Home Sales Sustainable?

September 7, 2016 1:09 pm

Is the Current Pace of Home Sales Sustainable? | Keeping Current Matters There are some experts questioning whether the current pace of residential home sales is sustainable. Are too many people buying homes like in 2004-2006? Are we headed for another housing crisis? Actually, if we look closely at the numbers, we can see that we are looking at a very healthy real estate market.

Want to Get an A? Hire A Real Estate Pro [INFOGRAPHIC]

September 2, 2016 1:06 pm

Want to Get an A? Hire A Real Estate Pro [INFOGRAPHIC] | Keeping Current Matters

How Supply & Demand Impacts the Real Estate Market [INFOGRAPHIC]

August 26, 2016 1:01 pm

How Supply & Demand Impacts the Real Estate Market [INFOGRAPHIC] | Keeping Current Matters

Housing Market Slowing Down? Don’t Tell Builders!

August 24, 2016 12:52 pm

Housing Market Slowing Down? Don’t Tell Builders! Many experts have been calling upon home builders to ramp up construction to help with the lack of existing inventory for sale. For the past two months, new home sales have surged, with July’s total coming in at the highest since October 2007.

2 Myths About Mortgages That May Be Holding Back Buyers

August 23, 2016 12:49 pm

2 Myths About Mortgages That May Be Holding Back Buyers | Keeping Current Matters Fannie Mae’s “What do consumers know about the Mortgage Qualification Criteria?” Study revealed that Americans are misinformed about what is required to qualify for a mortgage when purchasing a home.

Whether You Rent or Buy, You’re Paying a Mortgage

August 22, 2016 12:49 pm

Whether You Rent or Buy, You’re Paying a Mortgage | Keeping Current Matters There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either yours or your landlord’s.

Old Millennials’ Are Diving Head-First into Homeownership [INFOGRAPHIC]

August 19, 2016 12:43 pm

‘Old Millennials’ Are Diving Head-First into Homeownership [INFOGRAPHIC] | Keeping Current Matters

4 Stats That PROVE This Is NOT 2005 All over Again

August 18, 2016 12:43 pm

4 Stats That PROVE This Is NOT 2005 All over Again | Keeping Current Matters Recent research by the National Association of Realtors (NAR) examined certain red flags that caused the housing crisis in 2005, and then compared them to today’s real estate market. Today, we want to concentrate on four of those red flags.

Real Life vs. Reality TV: 5 Myths Explained

August 17, 2016 12:43 pm

Real Life vs. Reality TV: 5 Myths Explained | Keeping Current Matters Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV ‘show hole’*? We’ve all been there… watching entire seasons of “Love it or List it,” “Fixer Upper,” “House Hunters,” “Flip or Flop,” “Property Brothers,” and so many more, just in one sitting.

How Do Rising Prices Impact Your Home Equity?

August 16, 2016 12:43 pm

20160816 KCM Share Yesterday, we shared the results of the latest Home Price Expectation Survey by Pulsenomics. One of the big takeaways from the survey is that over the next five years, home prices will appreciate 3.5% per year on average, and cumulatively will grow by around 18%.

Where Are Home Prices Headed Over the Next 5 Years?

August 15, 2016 12:40 pm

Where Are Home Prices Headed Over the Next 5 Years? | Keeping Current Matters Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.

What States Give You the Most ‘Bang for Your Buck’? [INFOGRAPHIC]

August 12, 2016 12:37 pm

What States Give You the Most ‘Bang for Your Buck’? [INFOGRAPHIC] | Keeping Current Matters

Luxury Home Sales & the Impact of the Stock Market

August 11, 2016 12:37 pm

Luxury Home Sales & the Impact of the Stock Market | Keeping Current Matters In a recent post, CoreLogic looked at the correlation between stocks and the sales of upper-end properties ($1 Million+ sales price).

Do You Know the Impact Your Interest Rate Makes? [INFOGRAPHIC]

August 5, 2016 12:34 pm

Do You Know the Impact Your Interest Rate Makes? [INFOGRAPHIC] | Keeping Current Matters

Thinking of Selling Your House? Pick the Right Agent!

August 4, 2016 12:34 pm

Thinking of Selling Your House? Pick the Right Agent! | Keeping Current Matters Today, more and more sellers are stepping back, taking a look at the advice real estate professionals give them, and asking themselves whether they can trust that advice. And that is exactly what they should do.

New Home Sales Up 25.4% Last Month!

August 3, 2016 12:34 pm

New Home Sales Up 25.4% Last Month! | Keeping Current Matters According to the latest Census Bureau Report, sales of newly constructed homes soared to new heights in June to a seasonally adjusted rate of 592,000. This marks the highest annual rate in 8 years.

What Does Home Mean to You?

August 2, 2016 12:34 pm

What Does Home Mean to You? | Keeping Current Matters No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain scent or a favorite chair, the emotional reasons why we choose to buy our own home are, more often than not, the more powerful or compelling ones.

House Hasn’t Sold Yet? Take Another Look at Your Price!

July 28, 2016 12:31 pm

House Hasn't Sold Yet? Take Another Look at Your Price! | Keeping Current Matters The residential housing market has been hot. Home sales have bounced back solidly and are now at their second highest pace since February 2007. Demand has remained strong throughout the summer as many real estate professionals are reporting bidding wars with listings actually selling above listing price. What about your house?

Americans Believe Real Estate is Best Long-Term Investment

July 27, 2016 12:31 pm

Americans Believe Real Estate is Best Long-Term Investment | Keeping Current Matters According to Bankrate’s latest Financial Security Index Poll, Americans who have money to set aside for the next 10 years would rather invest in real estate than any other type of investment.

The Top Reason to List Your House For Sale Now!

July 26, 2016 12:31 pm

The Top Reason to List Your House For Sale Now! | Keeping Current Matters If you are debating listing your house for sale this year, here is the #1 reason not to wait! 

Buyer Demand Continues to Outpace the Supply of Homes For Sale

The National Association of REALTORS’ (NAR) Chief Economist, Lawrence Yun recently commented on the inventory shortage.

Brexit 1 Month Later: The Impact on Mortgage Rates

July 25, 2016 12:31 pm

Brexit 1 Month Later: The Impact on Mortgage Rates | Keeping Current Matters Just over a month ago, the United Kingdom decided to withdraw from the European Union in a decision commonly known as Brexit. At that time there was a lot of speculation on how that decision would impact the U.S. residential mortgage market. Today, we want to look at the impact of the first 30 days.

Slaying Myths About Home Buying [INFOGRAPHIC]

July 22, 2016 12:31 pm

Slaying Myths About Home Buying [INFOGRAPHIC] | Keeping Current Matters

Should I Wait Until Next Year? Or Buy Now? [INFOGRAPHIC]

July 15, 2016 12:31 pm

Should I Wait Until Next Year? Or Buy Now? [INFOGRAPHIC] | Keeping Current Matters


3 Crucial Questions Most Home Buyers Don’t Know the Answer To…DO YOU?

July 14, 2016 12:31 pm

3 Crucial Questions Most Home Buyers Don’t Know the Answer To. DO YOU? | Keeping Current Matters Whether you are considering the purchase of your first home or trading up to the home your family frequently fantasizes about, there are three crucial questions you must know the answer to:

Would You Qualify for a Mortgage Now?

July 13, 2016 12:31 pm

Would You Qualify for a Mortgage Now? | Keeping Current Matters The widespread myth that perfect credit and large down payments are necessary to buy a home are holding many potential home buyers on the sidelines. According to Ellie Mae’s latest Origination Report, the average FICO score for all closed loans in May was 724, far lower than the 750 or 800 that many buyers believe to be true.

Homeownership Builds Wealth & Offers Stability

July 12, 2016 12:31 pm

Homeownership Builds Wealth & Offers Stability | Keeping Current Matters The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are:

Saving to Buy a Home? Do You Know the Difference Between Cost & Price?

July 11, 2016 12:31 pm

Saving to Buy a Home? Do You Know the Difference Between Cost & Price? | Keeping Current Matters As a seller, you will be most concerned with the ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not with price but instead with the ‘long term cost’ of the home.

Saving To Buy A Home? What Would You Sacrifice? [INFOGRAPHIC]

July 8, 2016 12:28 pm

Saving To Buy A Home? What Would You Sacrifice? [INFOGRAPHIC] | Keeping Current Matters

Is Now the Right Time to Put Your House on the Market …or Not?

July 7, 2016 12:28 pm

Is Now the Right Time to Put Your House on the Market …or Not? | Keeping Current Matters Last week, the National Association of Realtors (NAR) released their Pending Home Sales Index, a forward-looking indicator of home sales based on contract signings. The report revealed that this May’s numbers weren’t quite as good as the year before:

2 Tips For Getting The Most Money When Selling Your House

July 6, 2016 12:28 pm

2 Tips For Getting The Most Money When Selling Your House | Keeping Current Matters Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible.

4 Reasons to Buy This Summer!

July 5, 2016 12:28 pm

4 Reasons to Buy This Summer! | Keeping Current Matters Summer is here! The temperature isn't the only thing heating up right now, so too is the housing market in many areas of the country! Here are four great reasons to consider buying a home today instead of waiting.

Sales at Highest Pace in 9 Years! [INFOGRAPHIC]

July 1, 2016 12:22 pm

Sales at Highest Pace in 9 Years [INFOGRAPHIC] | Keeping Current Matters

3 Reasons to Buy Luxury Property THIS Year!!

June 30, 2016 12:22 pm

3 Reasons to Buy Luxury Property THIS Year!! | Keeping Current Matters The housing market is hot, with prices rising as demand far outpaces supply in almost every region. However, when it comes to luxury real estate, things are quite different. In the upper-end market, inventory is plentiful in most locations.

BREXIT: What’s the FIXIT for U.S. Home Buyers and Sellers?

June 29, 2016 12:22 pm

BREXIT: What’s the FIXIT for U.S. Home Buyers and Sellers? | Keeping Current Matters Now that much of the dust has settled and the panic has waned, let’s take a look at what impact Britain’s exit from the European Union may have on the U.S. housing market.

Gap Between Homeowner’s & Appraiser’s Opinions Narrows Slightly

June 28, 2016 12:22 pm

Gap Between Homeowner’s & Appraiser’s Opinions Narrows Slightly | Keeping Current Matters In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. One major challenge in such a market is the bank appraisal.

5 Reasons to Sell This Summer

June 27, 2016 12:22 pm

5 Reasons to Sell This Summer | Keeping Current Matters As the temperature rises, buyers are coming out ready to purchase their dream homes. The summer is a great time to list your home for sale. Here are five reasons why:

Thinking You Should FSBO? Think Again [INFOGRAPHIC]

June 24, 2016 12:22 pm

Thinking You Should FSBO? Think Again [INFOGRAPHIC] | Keeping Current Matters

Hurry Up and List Your House TODAY!!

June 23, 2016 12:22 pm

Hurry Up and List your House TODAY!! | Keeping Current Matters That headline might be a little aggressive. However, as the data on the 2016 housing market begins to roll in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME!

Do Homeowners Realize Their Equity Position Has Changed?

June 22, 2016 12:19 pm

Do Homeowners Realize Their Equity Position Has Changed? | Keeping Current Matters Yesterday, we reported that according to CoreLogic’s latest Equity Report, nearly 268,000 homeowners regained equity and are no longer underwater on their mortgage in the first quarter. Homes with negative equity have decreased by 21.5% year-over-year.

74% of Households in the US Now Have Significant Equity!

June 21, 2016 12:19 pm

74% of Households in the US Now Have Significant Equity! | Keeping Current Matters CoreLogic’s latest Equity Report revealed that 92% of all mortgaged properties are now in a positive equity situation, while 74% now actually have significant equity (defined as more than 20%)! The report also revealed that 268,000 households regained equity in the first quarter of 2016 and are no longer under water.

Thinking of Selling? 5 Reasons You Shouldn’t FSBO

June 20, 2016 12:19 pm

Thinking of Selling? 5 Reasons You Shouldn’t FSBO | Keeping Current Matters In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers.

Foreclosure Rate Drops to New Post-Crisis Low [INFOGRAPHIC]

June 17, 2016 12:19 pm

Foreclosure Rate Drops to New Post-Crisis Low [INFOGRAPHIC] | Keeping Current Matters

What’s Happening in the Real Estate Market?

June 16, 2016 12:19 pm

What’s Happening in the Real Estate Market? | Keeping Current Matters This is a pretty common question that a potential home buyer or seller may be asking themselves. Leading economists in real estate converged in New Orleans this past week as they presented their answer to this question at the 50th Annual Real Estate Journalism Conference for the National Association of Real Estate Editors.

Here Comes the Housing Inventory!!

June 15, 2016 12:16 pm

Here Comes the Housing Inventory!! | Keeping Current Matters Almost every real estate conversation revolves around the continuous rise in house values over the last four years. Some have even mentioned a concern about another possible bubble forming. However, the recent increase in prices can be attributed to a very simple principle: supply and demand.